Guilherme Boulos: a six-month grace period; payments only start six months from then.
Guilherme Boulos: That's the program's rule.
But the bank is the one that grants the credit.
Guilherme Boulos: What happens?
Guilherme Boulos: People, in some cases, are having an information problem, because the banks, especially private banks, haven't set up the automatic link with the BNDES system.